FD Calculator for 10 Years
Tenure pre-filled to 10 years — edit the deposit amount and rate to see your maturity.
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10-year FD, pre-filled
This page opens the FD Calculator with the tenure already set to 10 years, so you can go straight to entering your actual deposit amount and rate.
The maturity value at the calculator's defaults
At the default ₹1,00,000 deposit and 7% rate with quarterly compounding — the Indian bank standard — a 10-year FD matures to ₹2,00,160, earning ₹1,00,160 in interest.
Change the deposit amount or rate
Both the principal and rate fields stay fully editable — enter the exact figures from your bank's current rate card for a precise maturity value.
FD Calculator Pre-Filled to 10 Years
This is the FD Calculator with the tenure field already set to 10 years, so you can jump straight to entering your deposit amount and rate. At the calculator's own defaults of ₹1,00,000 and 7% with quarterly compounding, it matures to ₹2,00,160.
Quarterly Compounding, the Indian Bank Standard
Indian banks almost universally compound cumulative FDs quarterly, which is this calculator's default. The frequency selector lets you switch to monthly, half-yearly or annual if your specific scheme compounds differently — the maturity value updates instantly either way.
Editing Away From the 10-Year Default
The 10-year tenure is only a pre-fill — every field, including the tenure itself, the deposit amount and the rate, stays fully editable. Enter the exact terms from your bank's current rate card for a precise maturity figure.
Frequently asked questions
What does a 10-year FD mature to?
At the calculator's default ₹1,00,000 deposit and 7% rate with quarterly compounding, a 10-year FD matures to ₹2,00,160 — ₹1,00,160 in interest. Both the amount and rate are fully editable.
Can I change the 10-year tenure?
Yes — the tenure is pre-filled to 10 years but stays fully editable, along with the deposit amount, rate and compounding frequency.
Which compounding frequency should I choose?
Quarterly is the standard for almost all Indian bank FDs and is this calculator's default. Some schemes compound monthly or annually — check your deposit receipt.
Is this the same formula as the main FD Calculator?
Yes — the identical compound interest formula, Maturity = P × (1 + r/f)^(f × t), just with the tenure pre-filled.
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Data verified: 2026-07-17 · All processing happens in your browser — no files are ever uploaded.