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SIP Calculator — ₹3,000 per Month for 10 Years

Pre-filled to ₹3,000/month for 10 years — edit the rate for your own return assumption.

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₹3,000/month for 10 years, pre-filled

This page opens the SIP Calculator with the monthly amount set to ₹3,000 and the period set to 10 years, so both common starting points are ready before you touch a single field.

The projected numbers at 12%

At the calculator's default 12% expected return, this combination grows ₹3.60 L invested into a projected ₹6.97 L — a gain of about ₹3.37 L. The rate above is fully editable for a more conservative or aggressive assumption.

Everything stays editable

Both the monthly amount and the tenure are only pre-fills — adjust either one, or switch to Step-Up SIP or Lumpsum mode using the same controls as the main SIP Calculator.

SIP of ₹3,000/Month for 10 Years, Pre-Filled

This is the SIP Calculator with the monthly amount already set to ₹3,000 and the investment period to 10 years — a combination many investors search directly. At the calculator's own 12% default return, it projects to about ₹6.97 L from ₹3.60 L invested, a gain of roughly ₹3.37 L.

Adjust the Return Assumption

The 12% return used for the headline figure is only a planning default — the rate slider above lets you test a range from conservative to optimistic. Step-Up and Lumpsum modes are also available from this same ₹3,000/10-year starting point.

Both Numbers Stay Editable

The ₹3,000 monthly amount and 10-year tenure are pre-fills, not locks — change either one instantly to project a different combination, using the identical annuity-due formula as the main SIP Calculator.

Frequently asked questions

What does ₹3,000 per month for 10 years grow to?

At the calculator's default 12% expected return, it projects to roughly ₹6.97 L — ₹3.37 L of gains on ₹3.60 L invested. Change the rate above for your own assumption.

Can I change either the amount or the tenure?

Yes — both the ₹3,000 monthly amount and the 10-year period are pre-filled but stay fully editable, along with the expected return.

What is a step-up SIP?

A step-up SIP increases your monthly investment by a fixed percentage every year. Switch to Step-Up mode to model that on top of this ₹3,000/10-year starting point.

Is 12% a realistic return assumption?

Indian equity mutual funds have historically delivered 11–14% annualised over 10+ year periods, but returns are not guaranteed. Adjust the rate slider to stress-test lower assumptions.

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Data verified: 2026-07-17 · All processing happens in your browser — no files are ever uploaded.