SIP Calculator for 3 Years
Investment period pre-filled to 3 years — edit the monthly amount and rate to see your projection.
100% in your browser — files never uploaded
3-year SIP horizon, pre-filled
This page opens the SIP Calculator with the investment period already set to 3 years, so you can go straight to entering your monthly amount and expected return.
Same annuity-due formula as the full calculator
At the calculator's own default ₹10,000/month and 12% return, a 3-year SIP projects to about ₹4.35 L from ₹3.60 L invested. Change the monthly amount above for your own numbers.
Want a different time horizon?
The years field stays fully editable — set it to any period, or switch to Step-Up SIP or Lumpsum mode using the same controls as the main SIP Calculator.
SIP Calculator Pre-Filled to 3 Years
This is the SIP Calculator with the investment period field already set to 3 years, so you can jump straight to entering your monthly amount and expected annual return. At the calculator's own defaults of ₹10,000/month and 12%, it projects to about ₹4.35 L.
Step-Up and Lumpsum Modes Still Available
Everything the full SIP Calculator offers is available here too: switch to Step-Up SIP to model annual increases across your 3-year horizon, or to Lumpsum mode for a one-time investment instead. The inflation-adjustment toggle converts your nominal maturity value into today's rupees using the same calculation as the main tool.
Editing Away From 3 Years
The 3-year starting point is only a pre-fill — every field, including the tenure itself, stays fully editable. Use this page as a quick-start for a common SIP horizon, or adjust it to project any investment period.
Frequently asked questions
What does a SIP over 3 years grow to?
At the calculator's default ₹10,000/month and 12% expected return, a 3-year SIP projects to roughly ₹4.35 L, from ₹3.60 L invested. Both the monthly amount and rate are fully editable.
Can I change the 3-year period?
Yes — the investment period is pre-filled to 3 years but stays fully editable, along with every other input.
What is a step-up SIP?
A step-up SIP increases your monthly investment by a fixed percentage every year, typically matching a salary increment — useful for stretching a 3-year plan further.
Does this use the same formula as the main SIP Calculator?
Yes — the identical annuity-due formula, FV = P × [((1+i)^n − 1) ÷ i] × (1+i), just with the tenure pre-filled.
Related tools
SIP Calculator
Project SIP, step-up SIP, and lumpsum growth — with inflation-adjusted results.
OpenPPF Calculator
PPF maturity at the official rate — 15 to 30 year projections.
OpenIn-Hand Salary Calculator
Enter your CTC — get monthly take-home with FY 2026-27 verified tax slabs, both regimes compared.
OpenData verified: 2026-07-17 · All processing happens in your browser — no files are ever uploaded.